Loans & Credit
Flexible financing solutions with competitive rates and transparent terms
Personal Loans
Quick, flexible personal loans for any purpose. From debt consolidation to home improvements, we've got you covered.
- Borrow $1,000 - $100,000
- APR starting at 5.99%
- Terms from 1-7 years
- No prepayment penalties
- Funds in 1-2 business days
Auto Loans
Finance your dream car with competitive rates for new and used vehicles. Pre-qualify in minutes without impacting your credit.
- New & used car financing
- Rates from 3.99% APR
- Terms up to 84 months
- Refinancing available
- Fast approval process
Home Mortgages
Make your homeownership dreams a reality with our comprehensive mortgage solutions and expert guidance.
- Purchase & refinance options
- Rates from 6.25% APR
- 15 & 30-year terms
- Down payments from 3%
- First-time buyer programs
Credit Cards
Premium credit cards with generous rewards, no annual fees, and powerful fraud protection for everyday spending.
- 3% cashback on dining & travel
- 2% on gas & groceries
- 1% on everything else
- $0 annual fee
- 0% intro APR for 15 months
Business Loans
Fuel your business growth with flexible financing options designed for entrepreneurs and established businesses alike.
- Borrow up to $500,000
- Rates from 6.99% APR
- Lines of credit available
- Equipment financing
- SBA loan options
Student Loans
Invest in your education with student loans featuring competitive rates, flexible repayment, and no origination fees.
- Undergraduate & graduate
- Fixed & variable rates
- No origination fees
- Cosigner release available
- Deferment options
💡 Loan Calculator
Why Choose NeoBank for Loans?
We believe in transparent lending with no hidden fees or surprises. Our streamlined application process gets you pre-qualified in minutes, and our competitive rates help you save thousands over the life of your loan.
With flexible terms, no prepayment penalties, and expert support every step of the way, we make borrowing simple and stress-free.
Fast & Simple Process
1. Apply Online: Complete our secure application in minutes.
2. Get Approved: Receive a decision in as little as 60 seconds.
3. Receive Funds: Money deposited directly to your account in 1-2 business days.