Personal Banking
Everything you need to manage your personal finances with confidence and ease
Smart Checking
Zero monthly fees, unlimited transactions, and instant money transfers. Your everyday banking made simple and rewarding.
- No minimum balance required
- Free ATM withdrawals worldwide
- Instant peer-to-peer transfers
- Virtual debit card included
High-Yield Savings
Earn competitive interest rates on your savings with no hidden fees and complete flexibility to withdraw anytime.
- Up to 4.5% APY
- No monthly maintenance fees
- FDIC insured up to $250,000
- Automatic savings tools
Goal Savings
Set and achieve your financial goals with dedicated savings buckets, progress tracking, and smart automation.
- Multiple savings goals
- Automatic round-up savings
- Visual progress tracking
- Goal achievement rewards
Mobile Banking
Full-featured mobile app with biometric security, instant notifications, and seamless money management on the go.
- Face ID & fingerprint login
- Mobile check deposit
- Real-time transaction alerts
- Spending insights & budgeting
Security & Protection
Bank with confidence knowing your money is protected by military-grade encryption and 24/7 fraud monitoring.
- 256-bit encryption
- Zero liability fraud protection
- Two-factor authentication
- Identity theft protection
Premium Rewards
Earn cashback on every purchase, enjoy exclusive partner discounts, and unlock premium perks as you bank.
- Up to 3% cashback on purchases
- No foreign transaction fees
- Exclusive merchant discounts
- Travel insurance included
Why Choose NeoBank Personal Banking?
We've reimagined personal banking from the ground up. No more hidden fees, complicated terms, or outdated technology. Just simple, transparent banking that works the way you do.
Our intelligent platform learns your spending habits and helps you save automatically. Set up recurring transfers, round up purchases to the nearest dollar, or use our smart savings rules to build your wealth effortlessly.
With instant notifications, real-time balance updates, and powerful budgeting tools, you'll always know exactly where your money is going and how to make it work harder for you.
Get Started in Minutes
Opening an account is fast, secure, and completely paperless. Simply provide your basic information, verify your identity with a quick selfie, and fund your account instantly from any existing bank account.
No credit check required for checking accounts. No minimum deposit. No hidden fees. Just honest, transparent banking that puts you first.